How to Withdraw Money from WebMoney to a Sber Card in 2025
WebMoney was once one of the most popular electronic wallets in Russia. However, since 2022, the situation has changed dramatically: the Central Bank revoked the license of the system's settlement bank, and ruble wallets (WMR and WMP) ceased to function. You can no longer top up your wallet directly via Sberbank. Nevertheless, it is still possible to withdraw money to a card. In this article, we will analyze which methods actually work and what to pay attention to so you don't lose your money.
In this article:
- WebMoney: A Brief Overview
1.1 WebMoney Features
1.2 Pros and Cons of WebMoney - Does WebMoney work in Russia in 2025?
- How to withdraw money from WebMoney to a Sber card
- How to choose a reliable service for withdrawing funds from WebMoney
- Conclusion
WebMoney: A Brief Overview
WebMoney Transfer is one of the oldest and most popular electronic payment systems in the world, in existence since 1998. Despite numerous changes in legislation and the trend toward shifting to cryptocurrencies, this service still holds a significant place in the market.
Initially, the system developed as a simple tool for conducting online payments. A distinctive feature of the platform has always been a high degree of transaction security and the ability to manage funds in various currencies, which made it especially popular among entrepreneurs, freelancers, and owners of small online stores.
WebMoney Features
- Multi-currency. The platform offers "wallets" for storing funds in various currencies (rubles, dollars, euros, etc.), as well as tokenized assets (WMG – gold, WMX – Bitcoin equivalent). This allows for quick switching between currencies.
- High level of security. WebMoney has always been known for its strict approach to data and transaction protection. It secures accounts with two-factor authentication and the use of digital keys.
- WebMoney Keeper. A functional application that continues to be updated and supports various platforms (Windows, iOS, Android). It remains the central tool for managing wallets.
- Integration with cryptocurrencies. WebMoney allowed working with cryptocurrencies even before their widespread recognition. Today, the platform actively integrates tokens and supports functionality for working with Bitcoin, Ethereum, and other popular coins.
Pros and Cons of WebMoney
| Pros | Cons |
| Flexibility. The ability to work with multiple currencies, including cryptocurrencies, makes the platform universal. | High fees. Although internal transfers are relatively cheap, withdrawal fees are sometimes quite high. |
| Reliability. Since 1998, WebMoney has maintained a high reputation due to its transparency and strong technical solutions for data protection. | Restrictions on ruble operations. In 2022, WebMoney stopped all operations with ruble wallets (WMP and WMR). Customer funds were frozen and returned to the owners. |
| Attestation. The system uses user attestation, which helps minimize fraudulent activities. | Strict verification requirements. For many, the system has become less attractive due to the necessity of completing full KYC. |
Does WebMoney work in Russia in 2025?
WebMoney continues to operate in Russia, despite external restrictions and the tightening of financial regulations. The system has changed, especially due to new requirements for payment services in the country. Users now undergo stricter identification in accordance with Russian legislation. This is due to increased control over transfers and stricter KYC rules.
Important! In 2022, WebMoney announced that it would stop conducting operations with WMP and WMR. WMR is a ruble-type wallet tied to the national currency. These rubles were a popular choice among Russians for making payments, transfers, and settlements within the country. But after their removal from the system, users were forced to look for alternatives. Thus, they began using WMZ (dollar) accounts.
How to withdraw money from WebMoney to a Sber card
Since there are a number of restrictions on the service, Russians currently have only 2 ways to withdraw funds from their wallet.
Option #1. Direct withdrawal from WebMoney WMZ.
WMZ is the US dollar equivalent in the WebMoney system. It works just like other title units in the system, but its main advantage is that WebMoney continues to support this type of wallet even in light of the new realities.
However, there are nuances:
- USD exchange rate and conversion costs. If you hold funds in WMZ, you effectively have electronic currency denominated in dollars. For any operation, you will need to consider the exchange rate. Paying for something in rubles, say for a purchase in an online store, will only be possible by converting WMZ to rubles. Such an exchange is always accompanied by an additional fee, which increases costs.
- Legal status issues. Since WebMoney no longer has accreditation in the Russian Federation, using the system involves risks. Difficulties may arise when interacting with banks and official structures.
- Difficulties with depositing and withdrawing funds. For Russians, withdrawing WMZ to bank accounts or cards can be associated with additional difficulties. The situation is complicated by exchange service fees and limited payment methods.
- Fewer payment options. After the departure of WMR, the WebMoney system practically lost its popularity among local companies and online platforms. Most Russian stores and services no longer accept WebMoney as a payment method. As a result, WMZ users can only use the wallet for cross-border transfers, paying for services in foreign stores, and exchanging funds.
Option #2. Withdrawal via online exchangers.
This is a fast and convenient way to transfer WMZ. First, you need to choose a trusted exchanger that supports the required direction, a favorable rate, and a reasonable fee. But there is one point here — finding a good platform can be difficult.
To choose an exchanger, we recommend using the AntiSwap service. It helps find exchange services with reasonable terms and a good reputation. How? It checks services for user complaints, forms a rating based on AML policy, and assigns a status to each platform.
- Honest — there are no reviews stating that the platform required customers to undergo KYC.
- Neutral — there have been cases of delays due to AML/KYC, but funds were later returned minus the fee.
- SCAM — they regularly delay funds under the pretext of an AML check without disclosing details and forcing customers to undergo full verification.
How to choose a reliable service for withdrawing funds from WebMoney
Step 1. Go to the website antiswap.info and select the exchange direction — WMZ to a Russian bank card (e.g., Sber).
Step 2. Specify the amount you want to withdraw. For example, 100 WMZ.
Step 3. A list of available exchangers has opened before you; now you need to choose one of them. What should you pay attention to?
- Status. The most reliable services are considered to be those in the "honest" category — they have no serious complaints or scam cases. Exchangers marked with an asterisk have been checked especially thoroughly: they have deposited an insurance fund and have a clean reputation.
- Exchange rate. To get rubles at a fair price, you should study all the proposed options and choose an exchanger with a favorable rate.
- Reviews. Before exchanging, make sure the service has no serious complaints or claims.
Step 4. Click on the exchanger with suitable terms, and you will automatically be redirected to its official website.
Step 5. Fill out the special form and create an exchange request. Here you need to fill in all the fields, agree to the terms, and follow the instructions of the exchange service. The money will arrive within a few hours or days, depending on the specific site.
Conclusion
As you can see, even in difficult conditions, it is quite realistic to withdraw money without unnecessary losses. Yes, the process has become more complicated: you need to consider fees, system rules, and sometimes look for alternative options. But WebMoney still remains a working tool for transferring funds into rubles.
⚠️ All information in the article is presented for informational purposes only. We do not provide financial services. Before making exchanges or transfers, check the terms on the official websites of the platforms.